Meaning: "confidence" means trust or belief in something.

Wrong options:

• confidance: It has "a" where the word has "e". Check the letters: "confidence". A small spelling mistake loses the mark.
• confidense: It has "s" where the word has "c". The right spelling is "confidence". Every letter must be correct to get the mark.

Correct answer: insurance

Explanation: The speaker says "The insurance company standard life". It comes before company, so you need a word for the type of company.

Meaning: "insurance" means a business that protects money or property for a fee.

Wrong options:

• insurence: It has "e" where the word has "a". Write "insurance". Only the exact spelling gets the mark.
• assurance: Assurance is a different word. The speaker said insurance.

Correct answer: investment

Explanation: You hear "the wisdom of property investment". It comes after property, so you need the word for putting money into something.

Meaning: "investment" means money or assets put in to try to gain more money.

Wrong options:

• investement: It adds an extra "e". Check the letters: "investment". A small spelling mistake loses the mark.
• investing: "investing" is a close word, but it ends in "ing". The speaker says "investment", which ends in "ment".

Correct answer: combination

Explanation: Listen for "The combination of these factors". It comes after The, so you need a word for a group, ends in tion.

Meaning: "combination" means a mix of several things together.

Wrong options:

• combinaton: It leaves out the "i". The right spelling is "combination". Every letter must be correct to get the mark.
• combining: "combining" is a close word, but it ends in "ing". The speaker says "combination", which ends in "ation".