Meaning: 'Of' indicates belonging or a relationship, in this case, relating the premiums to the time spent driving in B.C.

Wrong options:

• within: 'Within' suggests being inside a limit or boundary, which does not fit the context of time duration here.
• among: 'Among' implies being in the company of or surrounded by, which is not appropriate for indicating a time period.
• against: 'Against' indicates opposition or contrast, which does not align with the intended meaning of duration.

Correct answer: due to

Explanation: The phrase 'due to' is used to indicate the reason for the adjustment of premiums, fitting grammatically and contextually as it introduces a cause-effect relationship.

Meaning: 'Due to' means 'because of' and is used to explain the reason behind the increased risks.

Wrong options:

• depending on: 'Depending on' suggests a conditional relationship, which does not clearly convey the causative aspect needed here.
• as for: 'As for' introduces a topic but does not indicate causation, making it unsuitable in this context.
• thanks to: 'Thanks to' implies a positive outcome, which does not fit the context of increased risks.

Correct answer: will credit

Explanation: The phrase 'will credit' is in the future tense, indicating an action that ICBC will take, fitting grammatically and contextually as it describes a future action regarding driving experience.

Meaning: 'Will credit' means that ICBC will give you recognition for your driving experience in the future.

Wrong options:

• credit: 'Credit' in this form lacks the future tense needed to indicate an action that will happen later.
• credited: 'Credited' is in the past tense, which does not fit the context of a future action.
• crediting: 'Crediting' is a gerund and does not fit the sentence structure that requires a future tense verb.

Correct answer: showing

Explanation: The gerund 'showing' is used to indicate the action of presenting the driver's abstract, fitting grammatically and contextually as it describes the ongoing action related to the original date.

Meaning: 'Showing' means to present or display, in this case, the original date of the licence receipt.

Wrong options:

• shown: 'Shown' is the past participle form, which does not fit the sentence structure that requires an ongoing action.
• show: 'Show' is in the base form and does not match the grammatical structure needed here.
• shows: 'Shows' is in the present tense, which does not align with the context of describing the action of presenting.