Meaning: 'Of' indicates belonging or a relationship, in this case, the premiums are related to the three years of driving.

Wrong options:

• shown: 'Shown' is the past participle of 'show,' which does not fit grammatically as it does not indicate a relationship between the premiums and the time frame.
• due to: 'Due to' is a prepositional phrase that indicates a reason, which does not fit in this context as it does not relate to the time frame of driving.
• because: 'Because' is a conjunction used to introduce a reason, which does not fit grammatically in this context as it does not connect to the time frame.
• credit: 'Credit' is a noun or verb that does not fit in this context as it does not indicate a relationship to the time frame of driving.
• deduct: 'Deduct' is a verb that means to subtract, which does not fit grammatically or contextually in this sentence.
• showing: 'Showing' is a gerund that does not fit as it does not indicate a relationship to the time frame of driving.

Correct answer: due to

Explanation: The phrase 'due to' is used to indicate the reason for the adjustment of premiums. It fits grammatically as it introduces the cause of the increased risks associated with driving in a new area.

Meaning: 'Due to' means because of or as a result of, indicating the reason for the increased risks.

Wrong options:

• shown: 'Shown' is the past participle of 'show' and does not fit as it does not indicate a reason for the increased risks.
• of: 'Of' indicates a relationship but does not provide a reason, making it unsuitable in this context.
• because: 'Because' is a conjunction that does not fit grammatically in this context as it does not introduce a reason appropriately.
• credit: 'Credit' does not fit as it does not relate to the reason for the increased risks.
• deduct: 'Deduct' is a verb that does not provide a reason and is not appropriate in this context.
• showing: 'Showing' is a gerund that does not indicate a reason for the increased risks.

Correct answer: credit

Explanation: The verb 'credit' is used here to indicate that ICBC will acknowledge or recognize the driving experience. It fits grammatically as it serves as the main verb in the sentence, indicating an action taken by ICBC.

Meaning: 'Credit' means to acknowledge or recognize, in this case, recognizing the driving experience.

Wrong options:

• deduct: 'Deduct' means to subtract, which does not fit in this context as it does not relate to acknowledging driving experience.
• shown: 'Shown' is the past participle of 'show' and does not fit as it does not indicate an action taken by ICBC.
• due to: 'Due to' is a prepositional phrase that does not fit as it does not indicate an action.
• because: 'Because' is a conjunction that does not fit grammatically as it does not serve as a verb in this context.
• of: 'Of' is a preposition that does not indicate an action and is not suitable here.
• showing: 'Showing' is a gerund that does not serve as a main verb and does not fit in this context.

Correct answer: showing

Explanation: The gerund 'showing' is used here to indicate the action of presenting the original date of the license. It fits grammatically as it serves to describe the action related to the driver's abstract.

Meaning: 'Showing' refers to the act of presenting or displaying, in this case, the original date of the license.

Wrong options:

• shown: 'Shown' is the past participle of 'show' and does not fit grammatically as it does not indicate an ongoing action related to the driver's abstract.
• credit: 'Credit' does not fit as it does not relate to the action of presenting the date.
• due to: 'Due to' is a prepositional phrase that does not indicate an action and is not suitable here.
• because: 'Because' is a conjunction that does not fit grammatically as it does not serve as a verb in this context.
• of: 'Of' is a preposition that does not indicate an action and is not appropriate here.
• deduct: 'Deduct' is a verb that does not relate to the action of presenting the date.